video

A lullaby for the late-night shopper

There was a time when her voice helped us fall asleep. Today, it helps us pause. Because sometimes, all it takes is a familiar voice to remind us that not every "Buy Now" needs a yes.

Why 10 pm matters

timeline

Day winds down

Scrolling begins

Cart fills up

Purchase made

Second thoughts

curve

Day winds
down

Scrolling
begins

Cart fills
up

Purchase
made

Second
thoughts

Late-night decisions don't always age well.

Before you buy tonight… hear her out

If your mother saw this, she’d probably say:

Do you really need this? Will this turn into an EMI later? Is this need or just boredom? Will you still want it tomorrow morning? Can you invest some of this amount instead? Concerned woman asking questions
A small pause tonight can lead to a better tomorrow.

Don’t just spend. Start a SIP instead.

A SIP (Systematic Investment Plan) lets you invest a fixed amount regularly in a mutual fund, and our SIP calculator shows how your money could potentially grow over time.

Enter Amount upto 10Cr.
Select DurationYrs
1 Yr30 Yr
Expected Rate of Return%
2%12%

You are required to do a monthly SIP of --

Total Amount --
Invested Amount--
Estimated Returns--

What if you invested a small part of those late-night spends?

Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed decision and is not an investment process in itself. The calculation with the break feature calculates the revised monthly amount required to stay on track with the final required corpus. Investment in Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.

Ready to build for tomorrow?

Explore our range of mutual fund schemes curated for different life stages, risk appetites, and timelines, and start your journey today.

Scheme Scheme Returns*
(3 years)
Benchmark Returns*
(3 years)
Minimum SIP Amount
(Monthly)
Risk
Bandhan Small Cap Fund26.09%16.36%₹100Very HighInvest LumpsumStart a SIP
Bandhan Large and Mid Cap Fund19.87%15.83%₹100Very HighInvest LumpsumStart a SIP
Bandhan Focused Fund14.96%12.89%₹100Very HighInvest LumpsumStart a SIP
Bandhan Flexi Cap Fund12.72%12.89%₹100Very HighInvest LumpsumStart a SIP
Bandhan Large Cap Fund13.27%11.36%₹100Very HighInvest LumpsumStart a SIP
Bandhan Multi Cap Fund12.91%15.41%₹100Very HighInvest LumpsumStart a SIP
Bandhan ELSS Tax Saver Fund11.75%12.89%₹500Very HighInvest LumpsumStart a SIP
Bandhan Value Fund13.16%12.89%₹100Very HighInvest LumpsumStart a SIP
Bandhan Infrastructure Fund18.21%26.03%₹100Very HighInvest LumpsumStart a SIP
Bandhan Nifty 50 Index Fund9.28%10.03%₹100Very HighInvest LumpsumStart a SIP
Bandhan Nifty 100 Index Fund10.46%11.21%₹100Very HighInvest LumpsumStart a SIP

*Performance data as on 30 March 2026

Bandhan Small Cap Fund
Scheme Returns* (3 years)26.09%
Benchmark Returns* (3 years)16.36%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Large and Mid Cap Fund
Scheme Returns* (3 years)19.87%
Benchmark Returns* (3 years)15.83%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Focused Fund
Scheme Returns* (3 years)14.96%
Benchmark Returns* (3 years)12.89%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Flexi Cap Fund
Scheme Returns* (3 years)12.72%
Benchmark Returns* (3 years)12.89%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Large Cap Fund
Scheme Returns* (3 years)13.27%
Benchmark Returns* (3 years)11.36%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Multi Cap Fund
Scheme Returns* (3 years)12.91%
Benchmark Returns* (3 years)15.41%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan ELSS Tax Saver Fund
Scheme Returns* (3 years)11.75%
Benchmark Returns* (3 years)12.89%
Minimum SIP Amount (Monthly)₹500
RiskVery High
Bandhan Value Fund
Scheme Returns* (3 years)13.16%
Benchmark Returns* (3 years)12.89%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Infrastructure Fund
Scheme Returns* (3 years)18.21%
Benchmark Returns* (3 years)26.03%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Nifty 50 Index Fund
Scheme Returns* (3 years)9.28%
Benchmark Returns* (3 years)10.03%
Minimum SIP Amount (Monthly)₹100
RiskVery High
Bandhan Nifty 100 Index Fund
Scheme Returns* (3 years)10.46%
Benchmark Returns* (3 years)11.21%
Minimum SIP Amount (Monthly)₹100
RiskVery High

*Performance data as on 30 March 2026

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FAQ

Not at all. It’s about being mindful of when and why you spend. Thoughtful choices today can make tomorrow better.

Because that’s when impulse tends to take over. A small pause during that time can help you make better decisions.

A Systematic Investment Plan allows you to invest a fixed amount regularly in a mutual fund, helping you build potential wealth over time.

It depends on your goals and comfort. Even small amounts, invested consistently, can potentially grow over time.

You can explore our range of funds and use the SIP calculator to begin with an amount that works for you.