Bandhan All Seasons Bond Fund - Direct Plan
An open ended fund of fund scheme investing in debt oriented mutual fund schemes (including liquid and money market schemes) of Bandhan Mutual Fund. A scheme with relatively high interest rate risk and relatively low credit risk.
What is an All Seasons Bond Fund of Fund?
An All Seasons Bond Fund offers flexibility by adapting investments across various Bandhan debt schemes, aiming to provide steady returns while managing risk across different market conditions. It potentially creates balance by allocating assets based on prevailing economic climates.
Understanding Bandhan All Seasons Bond Fund
Bond funds are a type of mutual fund investment scheme that invests in bonds. Bandhan All Seasons Bond Fund of Fund is a debt-focused scheme that primarily invests in Bandhan debt mutual fund schemes, with a minimum of 95% of its assets allocated to these funds. It balances relatively high-interest rate risk with relatively low credit risk.
Depending on market conditions, Bandhan All Seasons Bond Fund's assets may be allocated across various debt-oriented funds, including money market and liquid funds. These may include instruments such as commercial papers, certificates of deposit, and treasury bills, with maturities of up to one year.
Bandhan All Seasons Bond Fund is considered moderately risky. Investors bear both the fund's recurring expenses and the expenses of the underlying schemes, which could impact returns. The fund is exposed to interest rate, market, and liquidity risks.
As a debt scheme, the Bandhan All Seasons Bond Fund is taxed accordingly. Units held for less than three years are taxed as Short-Term Capital Gains (STCG), while those held for over three years are taxed at 20% under Long-Term Capital Gains (LTCG) with indexation benefits.
- Min Investment 1,000
- Min SIP Amount 100
- Exit Load
Nil (w.e.f. 11 November, 2020)
Scheme is suitable as 'Core' debt allocation and is recommended for a minimum investment horizon of 2 years
Tier 1 Benchmark : NIFTY Medium Duration Debt Index A-III (w.e.f. 1st April 2022)Alternate Benchmark : CRISIL 10 Year Gilt Index
Tier 2 Benchmark : NIFTY Short Duration Debt Index
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Performance as on 31st October 2024
| Scheme Names | CAGR Returns (%) | Current value of Investment of 10,000 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 year | 3 year | 5 year | 10 year | 13/09/2004 Since inception | 1 year | 3 year | 5 year | 10 year | 13/09/2004 Since inception | |
| Bandhan All Seasons Bond Fund - Regular Plan - Growth | 8.20 | 5.68 | 6.19 | 7.15 | 7.32 | 10,822 | 11,809 | 13,508 | 19,958 | 41,486 |
| 8.62 | 5.42 | 6.78 | 7.60 | 7.55 | 10,865 | 11,718 | 13,890 | 20,817 | 43,334 | |
| 7.39 | 7.62 | 8.25 | 8.17 | 7.92 | 10,739 | 12,465 | 14,868 | 21,943 | 30,327 | |
| 10.67 | 5.59 | 5.44 | 6.91 | 6.00 | 11,070 | 11,779 | 13,037 | 19,512 | 32,328 | |
| ^ Tier 1 Benchmark | ^^ Alternate Benchmark | ^^^ Tier 2 Benchmark | ||||||||||
This fund is managed by Mr. Harshal Joshi (w.e.f 15/07/2016)
View fund performance of other funds managed by Mr. Harshal Joshi
Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Taxation:
For taxation, please refer the link : https://bit.ly/46xQzi1
Bandhan All Seasons Bond Fund
(Scheme Risk-o-meter)
NIFTY Medium Duration Debt Index A-III (w.e.f. 1st April 2022)
(Tier 1 Benchmark Risk-o-meter)
NIFTY Short Duration Debt Index
(Tier 2 Benchmark Risk-o-meter)
This product is suitable for investors who are seeking* :
- To generate short to medium term optimal returns
- Investment in debt oriented schemes of Bandhan Mutual Fund.
Who Should Invest in Bandhan All Seasons Bond Fund?
Bandhan All Seasons Bond Fund is suitable for investors with short-term goals, as it invests in funds with shorter maturity periods.
Investors with a moderate risk appetite, comfortable with interest rate risk, may find this fund suitable. It invests across debt securities, making it ideal for those seeking multiple debt fund exposure but not suitable for those wanting broader asset class diversification.
This fund is not suitable for investors seeking tax-saving benefits, as it is subject to STCG and LTCG tax.
FAQs on All Seasons Bond Fund
What is an All-Weather Bond Fund?
An All-Weather Bond Fund may also be known as an All Seasons Bond Fund. The fund aims to potentially generate optimal returns by active management of a portfolio that invests predominantly in debt schemes.
What securities does an All Seasons Bond Fund invest in?
All Seasons Bond Funds are a debt instrument. Bandhan All Seasons Bond Fund is a fund of fund scheme that invests in other Bandhan debt funds. According to the mandate, at least 95% of their assets must be invested in other Bandhan debt schemes. Up to 5% of the fund's assets can be invested in debt and money market securities.
Is Bandhan All Seasons Bond Fund risky?
Bandhan All Seasons Bond Fund is categorised as a moderately risky investment option. As a debt Fund of Fund scheme, it is invested in money market and liquid schemes, which may potentially reduce the risk level.
Should I invest in an All Seasons Fund for the long-term?
All Season Funds aim to potentially generate short to medium-term optimal returns. They invest in money market and liquid instruments, consequently, this fund may not be suitable for investors seeking a long-term investment.
Is Bandhan All Seasons Bond Fund a diverse investment option?
Bandhan All Seasons Bond Fund is a FOF that invests at least 95% of its assets across Bandhan debt schemes. This fund can help investors diversify their debt holdings, however, it may not be a suitable investment for diversification across asset classes.