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Bandhan Asset Allocation Fund of Funds - Aggressive Plan - Direct Plan

An open ended fund of fund scheme investing in schemes of Bandhan Mutual Fund - equity funds and debt funds excluding Gold ETF

Fund of FundsInception Date:11/02/2010
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What is an Asset Allocation Fund of Funds - Aggressive Plan?

Asset allocation fund of funds is a type of scheme that attempts to create a diversified portfolio for an investor. The asset allocation strategy is based on the fund’s investment strategy. Aggressive asset allocation fund of funds is a high-risk and long-term Fund of Fund (FoF) investment.

Bandhan Asset Allocation Fund of Funds - Aggressive Plan invests in other schemes of Bandhan mutual fund with a diversified portfolio. A diversified asset allocation may potentially benefit investors as risk is spread across different asset classes.

Bandhan Asset Allocation Fund of Funds - Aggressive Plan invests across Bandhan equity and debt schemes. The fund is mandated to invest between 40%-80% of its corpus in equity funds. A maximum of 40% of the fund can be invested in debt with an option to invest in Gold (0 - 30%). Up to 5% of the fund’s corpus may be invested in debt and money market securities.

The effect of underperformance of any one asset class may be lowered due to diversification. This asset allocation fund aims to generate optimal returns in the long run. Although this diversified approach may reduce risks, Bandhan Asset Allocation Fund of Funds - Aggressive Plan is categorised as a high-risk investment. The fund adopts an aggressive investment strategy and may be subject to market risks, credit risk, interest rate risk, liquidity risk, etc.

  • Min Investment 1,000
  • Min SIP Amount 100
  • Exit Load

    a) If redeemed/switched out within 365  days from the date of allotment:
    ->Upto 10% of investment:Nil,
    ->For remaining investment: 1% of applicable NAV.
    b) If redeemed / switched out after 365 days from date of allotment: Nil. (w.e.f. May 08, 2020)

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Annualised Returns(as on 31st May, 2024)24.21%1yr12.52%3yr11.66%5yr
NAV 42.3394 as on 21/06/20241 Day Change: -0.08(-0.18%)

Scheme is suitable for a minimum investment horizon of 6 months

Tier 1 Benchmark : CRISIL Hybrid 35+65 Aggressive IndexAlternate Benchmark : Nifty 50 TRI

Performance as on 31st May 2024

Scheme NamesCAGR Returns (%)Current value of Investment of 10,000
1 year3 year5 year10 year11/02/2010 Since inception1 year3 year5 year10 year11/02/2010 Since inception
Bandhan Asset Allocation Fund of Funds - Aggressive Plan - Regular Plan - Growth24.2112.5211.6610.5310.2912,42814,25117,36627,24640,605
23.0313.1614.2512.8811.8812,31014,49719,48333,61149,848
22.9514.4414.9313.4212.7312,30214,99120,07235,26955,519
^ Tier 1 Benchmark   |   ^^ Alternate Benchmark   |   ^^^ Tier 2 Benchmark

This fund is managed by Mr. Viraj Kulkarni (w.e.f 07/01/2022)

View fund performance of other funds managed by Mr. Viraj Kulkarni

Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.

Taxation:

For taxation, please refer the link :  https://bit.ly/3spfzbo

Bandhan Asset Allocation Fund of Funds Aggressive Plan

(Scheme Risk-o-meter)

Investors understand that their principal will be at High Risk.

CRISIL Hybrid 35+65 Aggressive Index

(Tier 1 Benchmark Risk-o-meter)

This product is suitable for investors who are seeking* :

  • To generate capital appreciation and income over long term.
  • Investment in different Bandhan Mutual Fund schemes based on a defined asset allocation model.

 

Who Should Invest in Asset Allocation Mutual Fund of Funds - Aggressive Plan?

Bandhan Asset Allocation Fund of Funds invests in a diverse range of funds including equity, debt, and commodity-based mutual funds. This scheme adopts an aggressive investment strategy and allocates a majority of its corpus in equities. Investors seeking to invest in a diversified fund, with greater allocation towards equity funds, may be suitable for this scheme.

Investors with a moderately high-risk appetite and long-term investment horizon may be suitable for this scheme. Bandhan Asset Allocation Fund of Fund - Aggressive Plan is relatively risky and aims to generate optimal returns in the long run.

FAQs on Asset Allocation Fund of Fund - Aggressive Plan

What is the meaning of an aggressive asset allocation fund of fund?

Asset allocation mutual fund of funds invests in a diversified portfolio of assets. They may diversify their corpus by investing in equity, debt, or commodity-based funds. Aggressive asset allocation fund of funds allocate a majority of their corpus to equity funds and aim to generate optimal returns in the long run.

What are the advantages of an asset allocator fund of funds - aggressive plan?

One key advantage of asset allocator fund of funds is their diversified portfolio. Diversification may help spread out risk; the effects of poor performance of any one asset class may be lowered due to diversification. The fund aims to potentially generate capital appreciation and income over the long term.

Should investors with a low-risk appetite invest in aggressive asset allocation mutual funds of funds?

No, investors with a low-risk appetite may not be suitable for this scheme. Aggressive asset allocation mutual fund of funds is classified as a moderately high-risk investment. The fund invests a majority of its corpus in equity funds. These funds may be vulnerable to market risks and fluctuations. Additionally, aggressive asset allocator funds may be subject to credit risk, interest rate risk, liquidity risk, etc.

Should you invest in asset allocation funds - aggressive plan for the short term?

No, asset allocation funds - aggressive plans, are suitable for investors with a long-term investment horizon. They aim to generate capital appreciation and income in the long run and may not perform over a short investment horizon.

Who may benefit by investing in asset allocator funds of funds - aggressive plan?

Investors seeking to invest in a diversified portfolio of Bandhan schemes may invest in this asset allocator fund of funds. This scheme is a moderately high-risk investment; investors with a high-risk appetite may invest in this scheme. Lastly, investors seeking to generate capital appreciation and income over the long term may be suitable for this scheme.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.