Bandhan Asset Allocation Fund of Funds - Aggressive Plan - Direct Plan
An open ended fund of fund scheme investing in schemes of Bandhan Mutual Fund - equity funds and debt funds excluding Gold ETF
What is an Asset Allocation Fund of Funds - Aggressive Plan?
Are you a bold investor aiming for long-term growth? The Bandhan Asset Allocation Fund of Funds - Aggressive Plan provides exposure to a diversified portfolio with a strong emphasis on equities. If you want to spread risk across asset classes while aiming for higher returns, this fund may align with your strategy. Let’s delve into how this approach works.
An asset allocation fund of funds aims to build a diversified portfolio for investors by allocating assets based on a defined investment strategy. The aggressive plan focuses on high-risk, long-term investments and is designed to deliver potential growth by allocating more towards equities.
The Bandhan Asset Allocation Fund of Funds - Aggressive Plan invests in a mix of Bandhan Mutual Fund schemes to create a diversified portfolio, spreading risk across various asset classes to potentially benefit investors.
The Bandhan Asset Allocation Fund of Funds - Aggressive Plan invests in a mix of Bandhan equity and debt schemes. It allocates 40%-80% of its corpus in equity funds, and up to 40% in debt, with the option to invest up to 30% in gold. Additionally, up to 5% may be invested in debt and money market instruments.
Diversification helps mitigate the impact of underperformance in any single asset class, making this fund potentially more stable. While it aims for long-term optimal returns, the Bandhan Asset Allocation Fund of Funds - Aggressive Plan remains a high-risk investment due to its aggressive strategy, which may expose it to market, credit, interest rate, and liquidity risks.
- Min Investment 1,000
- Min SIP Amount 100
- Exit Load
a) If redeemed/switched out within 365 days from the date of allotment:
->Upto 10% of investment:Nil,
->For remaining investment: 1% of applicable NAV.
b) If redeemed / switched out after 365 days from date of allotment: Nil. (w.e.f. May 08, 2020)
Scheme is suitable for a minimum investment horizon of 6 months
Tier 1 Benchmark : CRISIL Hybrid 35+65 Aggressive IndexAlternate Benchmark : Nifty 50 TRI
- Performance
- Portfolio
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- Details
Performance as on 31st October 2024
| Scheme Names | CAGR Returns (%) | Current value of Investment of 10,000 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 year | 3 year | 5 year | 10 year | 11/02/2010 Since inception | 1 year | 3 year | 5 year | 10 year | 11/02/2010 Since inception | |
| Bandhan Asset Allocation Fund of Funds - Aggressive Plan - Regular Plan - Growth | 27.86 | 11.66 | 13.66 | 10.21 | 10.58 | 12,795 | 13,934 | 18,981 | 26,460 | 44,012 |
| 25.57 | 11.91 | 15.10 | 12.25 | 11.98 | 12,565 | 14,020 | 20,221 | 31,790 | 52,929 | |
| 28.30 | 12.35 | 16.61 | 12.62 | 12.94 | 12,839 | 14,195 | 21,582 | 32,844 | 59,998 | |
| ^ Tier 1 Benchmark | ^^ Alternate Benchmark | ^^^ Tier 2 Benchmark | ||||||||||
This fund is managed by Mr. Viraj Kulkarni (w.e.f 07/01/2022)
View fund performance of other funds managed by Mr. Viraj Kulkarni
Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Taxation:
For taxation, please refer the link : https://bit.ly/46xQzi1
Bandhan Asset Allocation Fund of Funds Aggressive Plan
(Scheme Risk-o-meter)
CRISIL Hybrid 35+65 Aggressive Index
(Tier 1 Benchmark Risk-o-meter)
This product is suitable for investors who are seeking* :
- To generate capital appreciation and income over long term.
- Investment in different Bandhan Mutual Fund schemes based on a defined asset allocation model.
Who Should Invest in Asset Allocation Mutual Fund of Funds - Aggressive Plan?
The Bandhan Asset Allocation Fund of Funds - Aggressive Plan invests in a range of equity, debt, and commodity-based mutual funds, with a primary focus on equities. Investors looking for a diversified fund with a strong equity allocation may find this scheme suitable.
This scheme is best suited for investors with a moderately high-risk appetite and a long-term horizon. The Bandhan Asset Allocation Fund of Funds - Aggressive Plan aims to generate optimal long-term returns, though it carries significant risk.
FAQs on Asset Allocation Fund of Fund - Aggressive Plan
What is the meaning of an aggressive asset allocation fund of fund?
Asset allocation mutual fund of funds invests in a diversified portfolio of assets. They may diversify their corpus by investing in equity, debt, or commodity-based funds. Aggressive asset allocation fund of funds allocate a majority of their corpus to equity funds and aim to generate optimal returns in the long run.
What are the advantages of an asset allocator fund of funds - aggressive plan?
One key advantage of asset allocator fund of funds is their diversified portfolio. Diversification may help spread out risk; the effects of poor performance of any one asset class may be lowered due to diversification. The fund aims to potentially generate capital appreciation and income over the long term.
Should investors with a low-risk appetite invest in aggressive asset allocation mutual funds of funds?
No, investors with a low-risk appetite may not be suitable for this scheme. Aggressive asset allocation mutual fund of funds is classified as a moderately high-risk investment. The fund invests a majority of its corpus in equity funds. These funds may be vulnerable to market risks and fluctuations. Additionally, aggressive asset allocator funds may be subject to credit risk, interest rate risk, liquidity risk, etc.
Should you invest in asset allocation funds - aggressive plan for the short term?
No, asset allocation funds - aggressive plans, are suitable for investors with a long-term investment horizon. They aim to generate capital appreciation and income in the long run and may not perform over a short investment horizon.
Who may benefit by investing in asset allocator funds of funds - aggressive plan?
Investors seeking to invest in a diversified portfolio of Bandhan schemes may invest in this asset allocator fund of funds. This scheme is a moderately high-risk investment; investors with a high-risk appetite may invest in this scheme. Lastly, investors seeking to generate capital appreciation and income over the long term may be suitable for this scheme.