Bandhan Crisil IBX Gilt April 2026 Index Fund - Direct Plan
An open-ended Target Maturity Index Fund investing in constituents of Crisil IBX Gilt Index - April 2026 with Relatively High interest rate risk and Relatively Low Credit Risk
What is Bandhan Crisil IBX Gilt April 2026 Index Fund?
The Credit Rating Information Services of India Limited (CRISIL) is the leading provider of debt and hybrid indices in India. It provides ratings, research, risk, and advisory services to numerous companies and financial institutions. Bandhan Crisil IBX April 2026 Index fund tracks the index based on the fund's specific investment strategy and maturity period.
Bandhan Crisil IBX Gilt April 2026 Index Fund is a target maturity fund that invests in the Crisil IBX Gilt Index - April 2026. It is mandated to invest at least 95% of its corpus in GSecs, forming part of the Crisil IBX Gilt Index. This mutual fund invests in securities with a relatively high-interest rate risk and low credit risk.
As this mutual fund invests in government securities, it is a low to moderately risky investment option. However, Bandhan crisil gilt index funds may be vulnerable to tracking errors. Target maturity funds may be vulnerable to interest-rate risk; interest rate movements may potentially affect the investment if the fund is not held till maturity. Moreover, the fund invests in securities with a high interest-rate risk, potentially increasing risk.
Bandhan Crisil Gilt Index Fund is not a diversified mutual fund as it is mandated to invest at least 95% of its corpus in GSecs forming a party of the Crisil IBX Gilt Index. The scheme may invest up to 5% of its corpus in money market instruments such as treasury bills and government securities. The lack of diversification may increase the risk in the fund.
- Min Investment 1,000
- Min SIP Amount 100
- Exit Load
Nil
Scheme is suitable for a minimum investment horizon of 2 years
Tier 1 Benchmark : Crisil IBX Gilt Index - April 2026Alternate Benchmark : Crisil 10 Year GOI
- Performance
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Performance as on 28th June 2024
| Scheme Names | CAGR Returns (%) | Current value of Investment of 10,000 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 year | 3 year | 5 year | 10 year | 20/10/2022 Since inception | 1 year | 3 year | 5 year | 10 year | 20/10/2022 Since inception | |
| Bandhan Crisil IBX Gilt April 2026 Index Fund - Regular Plan - Growth | 6.71 | N.A. | N.A. | N.A. | N.A. | 10,673 | N.A. | N.A. | N.A. | N.A. |
| 7.14 | N.A. | N.A. | N.A. | 7.76 | 10,716 | N.A. | N.A. | N.A. | 11,346 | |
| 6.90 | 4.16 | 5.50 | 7.03 | 8.88 | 10,692 | 11,302 | 13,076 | 19,734 | 11,547 | |
| ^ Tier 1 Benchmark | ^^ Alternate Benchmark | ^^^ Tier 2 Benchmark | ||||||||||
This fund is managed by Mr. Gautam Kaul (w.e.f 20/10/2022)
View fund performance of other funds managed by Mr. Gautam Kaul
Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Taxation:
For taxation, please refer the link : https://bit.ly/3spfzbo
Bandhan Crisil IBX Gilt April 2026 Index Fund
(Scheme Risk-o-meter)
Crisil IBX Gilt Index - April 2026
(Tier 1 Benchmark Risk-o-meter)
This product is suitable for investors who are seeking* :
- Income over the target maturity period
- Investment in constituents of Crisil IBX Gilt Index - April 2026
Who Should Invest in a Bandhan Crisil IBX Gilt April 2026 Index Fund?
Bandhan crisil gilt index funds are a low to moderately risky investment option as they invest in GSecs such as government bonds and treasury bills. Bandhan Crisil IBX Gilt index fund may be suitable for investors with a low to moderate risk appetite.
Bandhan Crisil IBX Gilt April 2026 Index Fund is a target maturity scheme. Target maturity schemes may be suitable for investors with a fixed investment horizon seeking to potentially earn income until April 2026.
Bandhan Crisil IBX Gilt April 2026 index mutual fund is mandated to invest 95% of its corpus in government securities and Treasury bills. Investors seeking to invest in these low-risk, money market securities and Gsecs may potentially benefit from this scheme. However, investors seeking a diversified mutual fund may not benefit from this Crisil IBX Gilt MF.
Investors seeking to track the Crisil IBX Gilt Index and invest in its constituents may be suitable for this scheme.
Index funds are a passive investment scheme. Investors seeking a passive investment avenue may potentially benefit from this mutual fund.
FAQs on Bandhan Crisil IBX Gilt April 2026 Index Fund
Is a Crisil gilt index fund suitable for wealth creation?
Crisil gilt index funds are a low-risk-return investment option and aim to generate income for the investor over the target maturity period. However, the performance of the fund is not guaranteed and may be subject to market risks.
Why invest in target maturity gilt index funds?
Target maturity gilt index funds may have a low to moderate risk. They may be suitable for investors with a lower risk appetite, seeking to potentially gain an income over the target maturity period. Moreover, they may be beneficial for investors with a fixed investment horizon. Lastly, as an index fund, they may have lower management fees and a lower expense ratio.
What happens to target maturity index funds after the maturity date?
After the maturity date, target maturity index funds are terminated. Based on the performance of the fund, investors may receive any potential interest and their principal amount. However, this is not guaranteed as the fund is subject to market risks.
Can you withdraw from Bandhan Crisil IBX Gilt April 2026 index fund before the maturity date?
Yes, Bandhan Crisil IBX Gilt April 2026 index fund is an open-ended scheme. Although this fund has a maturity date of 30th April 2026, investors can withdraw before its maturity date. However, early withdrawal may increase the possibility of interest rate risk.
What is the difference between a Fixed Deposit and a target maturity Crisil gilt index fund?
Fixed Deposits have a pre-determined maturity period and interest rate. They have no risk. Crisil gilt index funds have a pre-determined maturity period; however, the interest rate is based on market conditions and is subject to fluctuations. This is a low to moderate-risk option. Investors can invest in target maturity Crisil gilt index funds via Systematic Investment Plans (SIPs) or lumpsum. However, Fixed Deposits can only be started with a lumpsum amount.