Bandhan Crisil IBX Gilt April 2026 Index Fund - Direct Plan
An open-ended Target Maturity Index Fund investing in constituents of Crisil IBX Gilt Index - April 2026 with Relatively High interest rate risk and Relatively Low Credit Risk
What is Bandhan Crisil IBX Gilt April 2026 Index Fund?
Planning for the near future and looking for a relatively safer investment option? The Bandhan Crisil IBX Gilt April 2026 Index Fund, with its target maturity in 2026 and primary focus on government securities, may be the right pick. This fund offers lower credit risk, making it a potential good choice for medium-term investments. Let’s explore what makes this fund stand out.
CRISIL is a leading provider of debt and hybrid indices in India, offering ratings, research, and advisory services to companies and financial institutions. The Bandhan Crisil IBX Gilt April 2026 Index Fund tracks the CRISIL IBX Gilt Index, aligning its investment strategy with a target maturity of 2026.
Bandhan Crisil IBX Gilt April 2026 Index Fund is a target maturity scheme investing primarily in government securities (GSecs) within the Crisil IBX Gilt Index. It is mandated to allocate at least 95% of its corpus to these low credit-risk securities, which carry relatively high-interest rate risk.
Due to its focus on government securities, this fund is considered a low-to-moderate risk investment. However, it may be susceptible to tracking errors and interest rate fluctuations, especially if not held until maturity.
This fund is not diversified, as it is required to invest at least 95% of its corpus in GSecs that are part of the Crisil IBX Gilt Index. Up to 5% may be allocated to money market instruments like treasury bills. The lack of diversification could increase overall risk.
- Min Investment 1,000
- Min SIP Amount 100
- Exit Load
Nil
Scheme is suitable for a minimum investment horizon of 2 years
Tier 1 Benchmark : Crisil IBX Gilt Index - April 2026Alternate Benchmark : Crisil 10 Year GOI
- Performance
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Performance as on 29th November 2024
| Scheme Names | CAGR Returns (%) | Current value of Investment of 10,000 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 year | 3 year | 5 year | 10 year | 20/10/2022 Since inception | 1 year | 3 year | 5 year | 10 year | 20/10/2022 Since inception | |
| Bandhan Crisil IBX Gilt April 2026 Index Fund - Regular Plan - Growth | 7.57 | N.A. | N.A. | N.A. | N.A. | 10,759 | N.A. | N.A. | N.A. | N.A. |
| 8.01 | N.A. | N.A. | N.A. | 7.77 | 10,803 | N.A. | N.A. | N.A. | 11,712 | |
| 10.18 | 5.58 | 5.48 | 6.79 | 9.21 | 11,021 | 11,769 | 13,059 | 19,309 | 12,045 | |
| ^ Tier 1 Benchmark | ^^ Alternate Benchmark | ^^^ Tier 2 Benchmark | ||||||||||
This fund is managed by Mr. Gautam Kaul (w.e.f 20/10/2022)
View fund performance of other funds managed by Mr. Gautam Kaul
Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Taxation:
For taxation, please refer the link : https://bit.ly/46xQzi1
Bandhan Crisil IBX Gilt April 2026 Index Fund
(Scheme Risk-o-meter)
Crisil IBX Gilt Index - April 2026
(Tier 1 Benchmark Risk-o-meter)
This product is suitable for investors who are seeking* :
- Income over the target maturity period
- Investment in constituents of Crisil IBX Gilt Index - April 2026
Who Should Invest in a Bandhan Crisil IBX Gilt April 2026 Index Fund?
This fund, with its focus on GSecs like government bonds and treasury bills, offers a low to moderate risk profile. It may be suitable for investors with a conservative risk appetite.
The Bandhan Crisil IBX Gilt April 2026 Index Fund may be ideal for investors with a fixed investment horizon, looking to generate potential income until April 2026.
This fund is required to invest 95% of its corpus in government securities and Treasury bills. It may suit investors looking to invest in low-risk securities, but it may not appeal to those seeking a diversified mutual fund.
This scheme is ideal for investors looking to track the Crisil IBX Gilt Index and invest in its constituents. As a passive investment option, this index fund is suitable for investors looking for a low-cost investment strategy.
FAQs on Bandhan Crisil IBX Gilt April 2026 Index Fund
Is a Crisil gilt index fund suitable for wealth creation?
Crisil gilt index funds are a low-risk-return investment option and aim to generate income for the investor over the target maturity period. However, the performance of the fund is not guaranteed and may be subject to market risks.
Why invest in target maturity gilt index funds?
Target maturity gilt index funds may have a low to moderate risk. They may be suitable for investors with a lower risk appetite, seeking to potentially gain an income over the target maturity period. Moreover, they may be beneficial for investors with a fixed investment horizon. Lastly, as an index fund, they may have lower management fees and a lower expense ratio.
What happens to target maturity index funds after the maturity date?
After the maturity date, target maturity index funds are terminated. Based on the performance of the fund, investors may receive any potential interest and their principal amount. However, this is not guaranteed as the fund is subject to market risks.
Can you withdraw from Bandhan Crisil IBX Gilt April 2026 index fund before the maturity date?
Yes, Bandhan Crisil IBX Gilt April 2026 index fund is an open-ended scheme. Although this fund has a maturity date of 30th April 2026, investors can withdraw before its maturity date. However, early withdrawal may increase the possibility of interest rate risk.
What is the difference between a Fixed Deposit and a target maturity Crisil gilt index fund?
Fixed Deposits have a pre-determined maturity period and interest rate. They have no risk. Crisil gilt index funds have a pre-determined maturity period; however, the interest rate is based on market conditions and is subject to fluctuations. This is a low to moderate-risk option. Investors can invest in target maturity Crisil gilt index funds via Systematic Investment Plans (SIPs) or lumpsum. However, Fixed Deposits can only be started with a lumpsum amount.