Bandhan Multi Asset Allocation Fund
What is Multi Asset Allocation?
- Multi Asset Allocation is an investment strategy that optimizes risk and reward by diversifying a portfolio across various asset classes.
- Each asset class plays a unique role within the portfolio, providing potential growth, stability, or inflation protection.
- Importantly, each asset class responds differently to market cycles, so while some may underperform, others might thrive at any given time.
- As a result, a combination of asset classes leads to potentially stable portfolio returns.
Shifting Success of Asset Class
While equities historically yield higher returns, their volatility poses challenges. No single asset class consistently outshines others, underscoring the need for a diversified portfolio.
Key Takeaway: Strategic diversification enables you to have potentially stable outcomes.
Asset Allocation Determines Portfolio Outcomes
- A pivotal 1986 study emphasizes that asset allocation is the single most important factor in determining portfolio outcomes.
- A staggering 92% portfolio return variability is determined by asset allocation.*
- On the other hand, security selection and market timing have negligible impact on return variability.
Adaptive to Markets
- Chasing past performance may often be mislead to unfavourable results.
- Studies reveal that efforts to outsmart the market by hopping between asset classes result in underperformance. *
- Multi-asset strategies adapt to changing market conditions and aim for sustained returns over short-term performance chasing.
Bandhan Multi Asset Allocation Fund Construct
The fund's strategic asset allocation spans Domestic Equities, International Equities, Debt, and Gold/Silver instruments, ensuring a well-rounded investment approach.
Transparent and Effective Strategy
- The fund’s strategy offers transparency by clearly outlining the allocation of assets across various asset classes.
- It aims to introduce discipline and structure into the investment process.
- By reducing personal biases, the strategy fosters consistent decision-making.
Balancing the Science and Art of Multi-Asset Investment
The fund taps into both the science and art of multi-asset investment.
- Broad asset allocation is based on the long-term return expectations of each asset class, backed by research.*
- While the sub-asset allocation is based on the fund manager’s outlook to capitalize on short-term opportunities.
Consider investing in this fund if…
You’re seeking a well-rounded, risk-mitigated portfolio.
You value relatively stable returns and are looking to achieve them through a strategic mix of assets.
You want to balance your risk appetite by diversifying across high and low-risk assets.
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Make an informed decision. Learn more about investing in Bandhan Multi Asset Allocation Fund
Fund Facts
Type of Scheme
An open-ended scheme investing in Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.
NFO Period
10th to 24th January 2024
Benchmark
65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver.
Fund Managers
Equity portion: Mr. Viraj Kulkarni, Mr. Daylynn Pinto, Mr. Nemish Sheth
Debt portion: Mr. Gautam Kaul
Overseas portion: Ms. Ritika Behera (Equity), Mr. Sreejith Balasubramanian (Debt)
Minimum Investment
During New Fund Offer
₹ 1,000
And in multiples of Rs. 1/- thereafter
Exit Load
For 10% of investment: Nil
For remaining investment: 0.5 % if redeemed/ switched out within 30 days from the date of allotment.
Plans/Options
Regular/Direct Plan: Growth Option and Income Distribution cum capital withdrawal Option^
Investment Objective
The investment objective of the Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized and the scheme does not assure or guarantee any returns.
Product info
Bandhan Multi Asset Allocation Fund
(An open-ended scheme investing in Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments)
This product is suitable for investors who are seeking*:
- To generate long term capital growth and income.
- Investment across Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
